Preheat your oven to 350°F (175°C). Grease and line an 8x8-inch pan or a loaf pan (if you want a more chai bread style look).
Whisk dry ingredients together: flour, baking powder, baking soda, salt, and all your cozy spices.
In another bowl, beat together the butter and sugars until creamy and light. Add eggs one at a time, then stir in vanilla.
Alternate adding dry ingredients and liquids (milk + chai tea) into the butter mixture until just combined. Don’t overmix! Just gently fold everything together.
Pour batter into your pan and bake for about 35–40 minutes, or until a toothpick comes out clean.
Let it cool completely before frosting (I know, the hardest part).
To make the frosting:
Beat cream cheese and butter until smooth. Add vanilla and powdered sugar, mixing until creamy and fluffy. Spread generously over the cooled cake and sprinkle with cinnamon for that extra fall touch.